Getting Started : Insurance Requirements
Insurance Requirements
A Letter of Medical Necessity and weight-loss history are necessary to obtain prior authorization for obesity surgery. A Letter of Medical Necessity states why significant weight loss is medically necessary for a patient and usually includes the following information.
- Patient’s weight (BMI more than 40 or more than 35 with severe associated medical problems to qualify)
- List of medical problems associated with obesity, such as type 2 diabetes, sleep apnea, hypertension, etc.
- Number of years patient has been overweight (which should be at least five or more)
- Documentation of failed weight-loss programs attempted for a minimum of 6 months in the past 2 years